deals with legal Persons or fictions (dead entity-things)
Insurance. (17c) 1. A contract by which one party (the insurer) undertakes to indemnify another party (the insured) against risk of loss, damage, or liability arising from the occurrence of some specified contingency, and usually to defend the insured or to pay for a defense regardless of whether the insured is ultimately found liable. •An insured party usually pays a premium to the insurer in exchange for the insurer's assumption of the insured's risk.
Although indemnification provisions are most common in insurance policies, parties to any type of contract may agree on indemnification arrangements. [Cases: Insurance (::::e 1001.] 2.
The amount for which someone or something is covered by such an agreement. - insure, vb. "Insurance, or as it is sometimes called, assurance, is a contract by which one party, for a conSideration, which is usually paid in money either in one sum or at different times during the continuance of the risk, promises to make a certain payment of money upon the destruction or injury of something in which the other party has an interest. In fire insurance and in marine insurance the thing insured is property; in life or accident insurance it is the life or health of the person." 1 George J. Couch, Couch on Insurance § 1.2, at 4-5 (2d ed. 1984).
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The only property that can be insured is the life of the fictional Persons (Dead enity-paper), doesn't breath.
The Person is already dead, its a fiction.
You are claiming something that isn't yours to claim, the Person.
